1. What Is Travel Insurance?

Travel insurance is a policy that protects you financially against unexpected events while traveling—whether domestically or internationally.
It covers medical emergencies, trip cancellations, lost baggage, flight delays, passport loss, and other travel-related risks.
The goal is to ensure a safe and stress-free journey by reducing financial burdens during unforeseen situations.

2. Why You Need Travel Insurance

✔ Covers Medical Emergencies Abroad – Healthcare costs in foreign countries can be extremely high.
✔ Protects Your Trip Investment – Refunds you for cancellations, interruptions, or missed connections.
✔ Baggage & Passport Protection – Compensation for lost/delayed baggage or passport, ensuring minimal inconvenience.
✔ Safe Travel Experience – Helps during accidents, injuries, or emergency evacuations.
✔ Mandatory in Many Countries – Some nations require travel insurance for visa approval (e.g., Schengen countries).
✔ Peace of Mind – Travel confidently knowing you are protected against unexpected expenses.

3. Types of Travel Insurance

a) Single Trip Travel Insurance

• Covers one specific journey

• Ideal for occasional or one-time travelers

b) Multi-Trip (Annual) Travel Insurance

• Covers multiple trips within a year

• Perfect for frequent business or leisure travelers

c) International Travel Insurance

• Protection for overseas travel

• Includes medical emergencies, evacuation, baggage loss, and more

d) Domestic Travel Insurance

• Coverage for trips within your home country

• Protects against accidents, trip delays, and lost baggage

e) Student Travel Insurance

• Designed for students studying abroad

• Covers medical costs, study interruption, laptop loss, and more

f) Family Travel Insurance

• One policy covers all family members

• Cost-effective and convenient

g) Senior Citizen Travel Insurance

• Tailored for travelers aged 60 and above

• Includes age-related medical benefits and emergency care

h) Corporate/Business Travel Insurance

• For employees traveling on work-related trips

• Covers laptops, documents, medical emergencies, and delays

Common Travel Insurance Add-Ons

✔ Adventure Sports Cover – For trekking, skiing, scuba diving, etc.
✔ Trip Cancellation/Interruption Upgrade – Higher compensation limits
✔ Missed Flight Connection Cover
✔ Gadget Protection – Covers mobile, laptop, camera
✔ Home Burglary Cover – Protects your home while you’re away